Total and Permanent Disability (TPD) Cover
TPD Cover will provide you with a lump sum benefit of up to $5,000,000 in the event of total and permanent disability as a result of sickness or injury.
The benefit payment could be used to pay off your mortgage and other outstanding debts, cover the costs associated with a long term disability such as full time care or modifications to your home or cover the shortfall of income protection cover which generally only allows you to protect up to 75% of your income.